I got you

Life Insurance is your way of saying to your family, 'I've got you'.

Life insurance is a crucial financial tool that provides security and support to your family in the event of your passing. It signifies your commitment to their well-being and serves as a way of saying, "I've got you."

education

1 policy - 4 direct benefits. See what our term plans cover

-Death Benefit
-Total and Permanent Disability Benefit
-Critical Illness Benefit
-Retirement Income

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Plans

Secure your wards Tertiary Education

Life insurance can play a vital role in safeguarding your family's financial future, including funding educational expenses, and ensuring that your loved ones are well-supported even in your absence.

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Accidents

Accidents can happen suddenly and without warning

Despite efforts to prevent them, the unexpected nature of accidents remains a reality. In the event of a serious accident causing permanent disability or death, First Insurance provides financial protection and support for you and your family

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250

¢250,000 of Term Life coverage

For as low as ¢10 per day you can send
your ward to any tertiary institution of their choice.
Find out how we can assist in building your child's dream

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15M

Over 15M Ghanaians have no Insurance

This indicates that a significant portion of the Ghanaian population lacks Life insurance coverage, particularly those in the informal sector who cannot afford the one-time premium or access premium exemptions.

Find out why

claims-304

First Insurance pays record GH¢204,000
to single policyholder

40 percent on a GH¢510,000 sum assured, in claims to a single policyholder.

birthday

Special birthday moments with our cherished clients

Mr. Majid Michel was very deligthed when our client relations team gave him a surprise on his birthday. He received a beautiful gift hamper to show how much he is appreciated as a valuable customer

Customer

For enquiries and complaints, call 0302747211

No one wants stress these days

Speak to an Officer now

claims-304

First Insurance pays over ₵150k as death claim to beneficiary

First Insurance Company presented a check for GH¢150,272 on behalf of the First Insurance Company Limited to the
family of a deceased client in Kumasi on Saturday. The claim amount paid by First Insurance was
one of the highest in the Life Insurance segment of the industry.

why FIC

Why choose a First Insurance Term life policy

Our “Buy Term and Invest in Mutual Funds” product, provides families with an adequate insurance cover ( 3-12 ) years of annual income to protect the family in the event of premature death.

First Insurance, a wholly-owned Ghanaian Life
Insurance Company

Great insurance.
Let’s build a better future
together

First Insurance is a life Insurance company duly licensed by the National Insurance Commission. This Company has uniquely designed two products “Buy Term and Invest in Mutual Funds” and “Education Policy” aimed at protecting the breadwinner’s income and also ensuring that the tertiary education needs of your child/ward are adequately catered for.

First Insurance is firmly committed to professional policy administration and prompt payment of legitimate claims for maximum satisfaction and peace of mind of all our clients.

Opportunities at FIC

Board of Directors

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Experience the Future of Life Insurance. Now.
get started!

First Insurance offers you a comprehensive term life insurance policy with market-leading award-winning benefits and financial rewards designed to meet your lifestyle and needs. Get cover for death, disability, severe illness and loss of income.
Start Now!

Why Chose the Buy Term
& Invest in Mutual Funds Policy?

Choosing to buy Term life insurance and invest the rest in mutual funds can be a more financially prudent strategy compared to traditional life insurance policies.

By separating your insurance and investment needs, you have more control over your investments and can choose from a wide range of mutual funds that align with your financial goals and risk tolerance

Term life insurance premiums are generally lower. This means you can save money on premiums and invest the difference in mutual funds.

By separating your insurance and investment needs, you have more control over your investments and can choose from a wide range of mutual funds that align with your financial goals and risk tolerance

With term life insurance, you are not locked into a specific policy for a long period. This allows you to adjust your coverage and investments as your financial situation changes

What we offer

Start by selecting one of our two unique products, each with outstanding** benefits that may be tailored to your specific needs.

Buy Term & Invest in Mutual Funds

We provide families with an adequate insurance cover to protect the family in the event of premature death.

Get more insight

Entrepreneurial Support System

First Insurance provide financial support, capacity building, mentoring, and networking opportunities to entrepreneurs to achieve sustainable growth

Discover more

Financial Advisory

Our professionals—wealth managers, investment advisors, and financial planners, work closely with clients to understand their unique financial goals and situations.

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What to consider when Buying Term Life Insurance

Term life insurance is generally more affordable than other types of life insurance, making it accessible for individuals on a budget.

Get more insight

What we offer

Start by selecting one of our two unique products, each with outstanding** benefits that may be tailored to your specific needs.

Our Buy Term &
Invest in mutual Funds

Due to the loss of the breadwinner, many families have suffered financial strain. It is therefore imperative for breadwinners to make provision for the replacement of their income to ensure continuity of life and peace of mind for the surviving family.

Our “Buy Term and Invest in Mutual Funds” product, provides families with an adequate insurance cover ( 3-12 ) years of annual income to protect the family in the event of premature death.

Get Started

Child Education
Policy

Our research has revealed that most parents struggle to handle the educational expenses of their ward at the tertiary level, due to stagnation in their career or job uncertainty.
While some are given early retirement packages, some also experience job losses at that crucial stage of their child/ward’s education.

First Insurance Education policy is structured to pay for the educational expenses of your Child/Ward at their preferred University or College.

Get Started

We are the leading distributor of Term Life Insurance to the middle income segment of Ghana’s population.

~ CEO & Founder

Our Company

First Insurance, a wholly-owned Ghanaian Life Insurance Company

First Insurance is a wholly-owned Ghanaian Life Insurance Company licensed to do business in Ghana. First Insurance Company is 100% dedicated to helping your business efforts and offers an Entrepreneurial Support System that is dedicated to helping you succeed.

Careers at FIC

Board of Directors

Factors to consider
Why buy term
Build a solid financial house

We are the leading distributor of Term Life Insurance to the middle income segment of Ghana’s population.

Safe guard your future today. See what benefits come with our term policy

First Insurance is a wholly-owned Ghanaian Life Insurance Company licensed to do business in Ghana…

Track your claim

Death Benefit

Paid as a lump sum to the beneficiaries, which they can use for various purposes such as funeral expenses and others…

Total & Permanent Disability

A lump sum benefit paid to the policyholder when they are no longer able to work due to a permanent disability.

Comfortable Retirement

Protect your Future with the right kind of Life Insurance!

Critical Illness Benefit

The policy covers a range of life-threatening illnesses such as cancer, heart attack, and other critical illnesses.

Safe guard your future today. See what benefits come with our term policy

First Insurance is a wholly-owned Ghanaian Life Insurance Company licensed to do business in Ghana…

File a Claim

Death Benefit

Paid as a lump sum to the beneficiaries, which they can use for various purposes such as funeral expenses and others…

Total & Permanent Disability

A lump sum benefit paid to the policyholder when they are no longer able to work due to a permanent disability.

Comfortable Retirement

Protect your Future with the right kind of Life Insurance!

Critical Illness Benefit

The policy covers a range of life-threatening illnesses such as cancer, heart attack, and other critical illnesses.

What our clients are
saying about us.

Our Testimonials

“You were very courteous, friendly, and answered my questions. I am very pleased with your services.”

John Smith
Senior manager
StarLinks XX
“Thank you for your excellent service. You are most helpful and cooperative. I enjoy dealing with you on my insurance.”

Nii Adjiri
CEO
Effex Technology Labs
“Amazing. I got a better price and better service, I would definitely buy again.”

Mame Dufie
CEO
FC Inc

What our clients are
saying about us.

Our Testimonials

“You were very courteous, friendly, and answered my questions. I am very pleased with your services.”

John Smith
Senior manager
StarLinks XX
“Thank you for your excellent service. You are most helpful and cooperative. I enjoy dealing with you on my insurance.”

Nii Adjiri
CEO
Effex Technology Labs
“Amazing. I got a better price and better service, I would definitely buy again.”

Mame Dufie
CEO
FC Inc

GET EVERY UPDATE

Read our Latest news & blogs

Why should I buy a life insurance policy?

Financial Literacy as a Compass to Financial Freedom

Ghana Insurers Association (GIA) Inaugurates a New Board for a Two-Year Tenure

Why should I buy a life insurance policy?

Financial Literacy as a Compass to Financial Freedom

Ghana Insurers Association (GIA) Inaugurates a New Board for a Two-Year Tenure