030 825 1155 | complaints@firstinsurance.net
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Our Products

We offer a  Term Life Insurance product that fit your needs, and budget…

First Insurance is firmly committed to professional policy administration and prompt payment of legitimate claims for maximum satisfaction and peace of mind of all our clients. Our unique product “Buy Term and Invest in Mutual Funds”  is aimed at protecting the breadwinner’s income and also ensuring that the tertiary education needs of your child/ward are adequately catered for. 

 

Buy Term and Invest in
Mutual Funds

Due to the loss of the breadwinner, many families have suffered financial strain. It is therefore imperative for breadwinners to make provision for the replacement of their income to ensure continuity of life and peace of mind for the surviving family.

Our “Buy Term and Invest in Mutual Funds” product, provides families with an adequate insurance cover  ( 3-12 ) years of annual income to protect the family in the event of premature death.

Death Benefit

a lumpsum benefit is paid out on the death, during the policy term, of: The policyholder, and/or A named child

Critical Illness

40% of the death benefit is paid out if the policyholder is medically diagnosed of one or more of specified Critical Illnesses during the policy term

Total and Permanent Disability

100% of the death benefit is paid out as a Total and Permanent Disability (TPD) benefit on the total and permanent disablement of the policyholder during the policy term,

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WOP on Temporary Disability

Premiums are waived for a up to 6 months upon the temporary disablement of the policyholder during the policy term

Waiver of Premium on Death

Premiums for the child death benefit are waived on the death of the policyholder during the policy term

Comfortable retirement with our Loyalty Bonus

15% of the premiums paid is payable at the end of every 5-year cycle if the policy stays in-force and no claims have been made. The benefit is paid into a separate mutual fund account held by the policyholder. The mutual fund account is under the full control of the policyholder. FIC is not involved at all in the management of the mutual fund.

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Phone

030 825 1155 / 6 / 7 / 8

We are happy to share
our achievement

issued

Over 4million
claims paid

policy_issued

21.4K
Policies issued

success

9.9%
Success rate

happy customer

21K
Happy Customers

About us

First Insurance is a wholly-owned Ghanaian Life Insurance Company licensed to do business in Ghana…

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