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Take Care
of Your Family
After Your Passing

No one likes to think about what will happen if they pass away.
Protect your loved ones from financial hardship when you are
no longer around. Offset out-of-pocket expenses by securing
yourself a life insurance policy and preparing for your
family’s financial future.

Learn more

At First Insurance,
We Believe In
Putting You
FIRST!

Invest in retirement security with a flexible solution.
Starting at just GHC5 per month to ensure your retirement.

⚫ Apply over the phone – in the comfort of your home!
⚫ Competitive rates & coverage

Buy Now

Get a Term life
Insurance Quote

Get an instant quote

Wherever you are in life, a term life policy may help meet
your needs and provide the security you want.
By answering a few simple health questions, you can get
a quote quickly and easily. Plus, you can buy a policy
online if you qualify.

We Understand
You Want The Best
For Your Child’s
Education

Our Education Policy is designed to provide you
with cash benefits that are aligned to your
child’s education expenses.

Learn more

--Financial Independence

We’re all better off when we’re there for each other.

Just about everyone can benefit from some level of life insurance protection for their loved ones. You might be just starting out, raising a family, or preparing for your golden years—as long as you have loved ones you want to protect if you pass away, life insurance can help. The key is finding a policy that fits you. Whether you’re looking for a lot of coverage or just the basics, we have a policy for what you need.

Life insurance can help your loved ones:

Create generational wealth
Guarantees continuity of life
Replace lost income or the value of
your time (e.g., stay-at-home spouse)

Pay off debt
Replaces the bread winner's income
Cover the rising cost of funeral expenses

Term life insurance is perfect for anyone trying to save money today and keep their loved ones protected in the future. Whether you’re single, married with kids, approaching retirement, or anywhere in between, First Insurance's Term Life Insurance policy protects whoever might be left with a financial burden.

Term life insurance gives your family protection for a range of time—anywhere from 15 to 40 years. If you pass on, your beneficiaries receive a tax-free monetary death benefit. This can help them pay for things like a mortgage, education or other everyday expenses like groceries or childcare.

Coverage amount (i.e., death benefit):
GHC 30,000- GHC 2,500,000
Length of coverage: 15 to 40 yearsInsurance
Cost (premium): Less that GHC 5.00 per day

Age limits at issue: 25 to 49
Add-ons: An added policy
for children (Child rider), accidental
death benefit, Wavier of Premium
and Loyalty bonus (15%)

Book an appointment

--- Financial Independence ---

OUR UNIQUE PRODUCTS

OUR “BUY TERM AND INVEST IN MUTUAL FUNDS” AND “EDUCATION POLICY,” SAFEGUARD THE INCOME OF BREADWINNERS AND ENSURE ADEQUATE TERTIARY EDUCATION FOR YOUR WARD(S)

BUT TERM & INVEST IN MUTUAL FUNDS

Due to the loss of the breadwinner, many families have suffered financial strain. It is therefore imperative for breadwinners to make provision for the replacement of their income to ensure continuity of life and peace of mind for the surviving family. Our “Buy Term and Invest in Mutual Funds” product, provides families with an adequate insurance cover ( 3-12 ) years of annual income to protect the family in the event of premature death.

EDUCATION POLICY

Our research has revealed that most parents struggle to handle the educational expenses of their ward at the tertiary level, due to stagnation in their career or job uncertainty. While some are given early retirement packages, some also experience job losses at that crucial stage of their child/ward’s education. First Insurance Education policy is structured to pay for the educational expenses of your Child/Ward at their preferred University.

Our Journey through time.

4 Videos

Buy Term and Invest In Mutual Funds

0:16

Payment of GH¢204,000 to single policyholder.

0:16

Why Buy Term And Invest In Mutual Funds

0:16

The Buyer's Guide

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--Financial Independence

This is why we
stand tall!

Participate and you will be rewarded. That's how simple it is.

Do I need life insurance?

Life insurance is useful if you have expenses that won’t be able to be met if you die. In many cases, this includes things like having dependents or partner that depends on your income, or things like debt, including student loans or a mortgage.

How much life insurance do I need?

10x your salary is the quick math. It may sound like a lot, but think of everything it could be used to cover: a mortgage, debt, higher education, an emergency fund and more.

Why term life insurance vs whole life insurance?

Term insurance protects your family for the 15-40 years they depend on you most. When your term ends, your monthly payments end too. Term coverage is more affordable than whole coverage, which can last as long as you pay for it.